• Thu, Dec 27 2012

If You Want To Date Me, You’re Going To Need To Hand Over Your Credit Score First

This is your future if you fucked up your credit score. Sorry.

This is your future if you fucked up your credit score. Sorry.

Ha! Of course not! I more than kid! I think my credit score is maybe 400, and that’s being generous, but for some this is actually a concern. You guys, if you want to find long lasting love, you better be asking for credit scores on the first date — or even before then — or you’re doing it all wrong. Haven’t you made enough mistakes already in your dating experiences? At least with this piece of knowledge, you can now make strides in not letting such fuck-ups happen again in your love life.

Yesterday, our friend Amelia McDonnell-Parry at The Frisky got some disturbing news, from her mom of all places, that a new trend is people asking the person across from them at the dinner table, on a date mind you, what their credit score is. Can singles not embrace the very thought of the slightest imperfection in fellow singles as a darling quirk necessary to the whole package?

Evidently, not.

Not only has the NY Times confirmed this “trend” of the moment, but there are dating websites that cater to the credit score concerned (read: obsessed) singles population out there. Apparently for some, a low credit score is a deal-breaker. As 31-year-old Jessica LaShawn shared with the Times:

“It was as if the music stopped,” Ms. LaShawn, 31, said, recalling how the date this year went so wrong so quickly after she tried to answer his question honestly. “It was really awkward because he kept telling me that I was the perfect girl for him, but that a low credit score was his deal-breaker.”

Is this even legal? It seems like it’s not too far off from asking someone their social security number and upon realizing it’s missing a particular number responding with: “Well, I thought you were something special, but you don’t have an 8 in your SSN. So, I just don’t see this going anywhere.” Then he or she gets up from the table, sticks you with the tab and you have to wander home wondering this is what the world has come to… THIS?

So you go home, get on CreditScoreDating.com and read the welcome page:

Welcome to CreditScoreDating. The future of dating is here now. We use the members credit scores in our matching process to help you find your ultimate match.  Take advantage of our work in progress Free Silver Membership. A limited time free membership package which has all of Credit Score Dating’s privileges and permissions is yours when you add your credit score during sign up. Romance and Dating plus good credit scores equals success.  Join Now for Free and find your perfect match today. Bodies may be beautiful but good credit scores are sexy.

After muttering, “what the fucking fuck,” you are then forced to condemn yourself for your past irresponsibilities and blame your future Miss Havisham days on the closet full of clothes you really didn’t need and a passport of stamps that weren’t exactly necessary. And so you accept your fate, you accept it the best you can and you reach for the tissue box and cry until your face is permanently puffy, therefore, adding to all this mess and your forever singleton existence. Yes, that’s what you do, right?

Or do you shrug, say “fuck it” and realize this shit is “for the birds” — as my dad would say — and feel sorry for those who put stock in such trivial things?

What do you do?

 

Photo: Nicola Dove/BBC

Share This Post:
  • CMJ

    fuuuuck. This shit is real? After seeing “Nice Guys of OkCupid” and now this…I am happy I am married.

  • MR

    Truthfully, I have no idea what my credit score is. No debt, including no mortgages on two properties. Do you think my girlfriend will keep me? :) But you’re right, there is no reason to be on the carousel. Love is priceless.

  • Meghan

    I may be a lone wolf on this one, but I wouldn’t call a credit score “trivial”. Socially awkward to ask about on a first date? Totally. But if you’re considering a serious future with someone that includes things like applying for a mortgage or getting married, that shit’s gonna get relevant real quick.

  • Samantha Easter

    Hate to be a potential weirdo but I agree with this trend. While I wouldn’t ask on it date, it would definitely come up early on. Marriage means shackling yourself to your partners finances and having a bad CS means that your financial life can be fucked. If a guy had a bad CS but I still really liked him, I wouldn’t break up but marriage wouldn’t be an option until that thing got bumped up. While back in the day, your father would sit a suitor down and ask his these awkward yet very practical questions, today you need to do this for yourself. The #1 thing that couples fight about it money, so getting it out there in the open early on is probably a good bet. It may not be romantic but it is very necessary.

  • katie richardson

    I dated a guy who had terrible credit and was awful with money. Six months in, it became a big deal. I was sick of helping him manage it, sick of all his debt and sick of his general lack of concern about it. We’re no longer together and I have to say, this stuff does matter if you’re older than 21 and actually considering a future with someone.