The time comes in every woman’s life where she puts away her funky fashions and starts dressing like a grownup. If you are still wearing the same clothes that you did when you were 19, it’s time for a fashion intervention.

Whether you just graduated from college and got your first new job, or you recently changed careers, you may want to overhaul your wardrobe. Don’t worry if you don’t have the big bucks to spend. Dressing like a grownup doesn’t have to cost a bundle. You just need to shop smart.

Buy a Suit
Even if you don’t have to wear a suit to the office every single day, you should own one. A classic suit is a necessity for job interviews, business meetings and other important events. Stick to classic neutral colors such as black, grey or cream. Make a statement with the blouse you wear underneath. Red is a great color for a power lunch, while ruffled blouses in pastel shades are classic yet on trend. Stores such as JC Penney, Carson Pirie Scott and even Walmart offer suits at discounted prices.

Image: Armitron

Image: Armitron

Wear a Wristwatch
Sure, you can tell time on your cell phone but that doesn’t mean that you should. Invest in an actual watch. Armitron watches are top-notch in my book. They are well-made, stylish and affordable. They offer a range of women’s watches in all shapes, sizes and styles. You might have seen their “boyfriend” watch featured in Lucky magazine (among others) lately. It has strong, masculine qualities with a feminine touch.

Invest in a Leather Bag
Toss your canvas and vinyl bags aside and invest in a top-quality leather bag that is versatile enough for the office and weekend wear. A satchel is a great bet — it’s roomy, chic and you can carry it anywhere. Your handbag is the place you can show a little of your personality and some color without going wild. From rich cranberry to subtle mustard and bold turquoise to pretty pink, you are sure to find the perfect shade just for you. Sign up for email alerts from your favorite department stores and online retailers in order to find a leather handbag on sale. Also, consider the sample sale sites such as ideeli, Haute Look, Gilt Groupe and others.

Shop Vintage
For jewelry and other accessories, head to thrift stores, vintage shops, flea markets and estate sales where you can find gently used items at a significant discount. Jeweled treasures and designer handbags can be had at a fraction of the retail cost. Be prepared, you might have to search through a lot of junk to uncover your treasure.